Identity theft is one of the fastest-growing crime segments
worldwide, yet the laws in place to prosecute these offenses are
scant and rarely enforced. Cullen, assistant managing editor and
personal finance columnist for the Wall Street Journal Online,
explains that there are really two broad variations of
identity-related crime: identity theft, which is impersonation of
someone else to get a job or hide one''s own criminal record; and
identity fraud, the use of another person''s credential
內容簡介：
It could happen when you make a routine withdrawal from an
ATM, respond to an e-mail asking for information about an online
account, or leave a new box of checks unattended in your mailbox.
Identity theft is one of the easiest crimes to commit in
America—and one of the hardest to prosecute. As thieves become
increasingly clever, Americans have more reasons than ever to fear
this elusive, ubiquitous crime. Now there’s a book to help you beat
it.
In two easy-to-understand sections, Terri Cullen, The Wall
Street Journal’s expert on identity theft, first walks you
through the most common types of identity theft and how to arm
yourself against them, and then leads victims step-by-step through
the process of reclaiming a stolen identity. The average victim
loses more than $6,000 and spends approximately 600 hours
negotiating the complex bureaucracies and paperwork—this book will
help save time and effort by laying out the process. And by
following the advice in the first half, you may never need the
second!
You’ll learn:
? how to avoid the most common scams, from “phishing” to “dumpster
diving”
? why children under eighteen are the fastest-growing target, and
how you can protect your family
? why your credit report is the single most important document for
protecting your identity
? how to use the sample letters, forms, and other useful tools
inside for recovering from identity theft
In today’s marketplace, your two most valuable assets are your
credit and your identity. No one should be without this vital guide
to protecting them.
關於作者：
TERRI CULLEN is an assistant managing editor and award-winning
personal-?nance columnist for The Wall Street Journal
Online. She lives in New Jersey with her husband and son.
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