Contents
Chairman''s Statement
About the CBRC
Our history and development
Our mandates, objectives missions
Our philosophy, approach criteria
Management
International Advisory Council IAC
Organizational structure
Part One Economic Banking Developments
Macroeconomic and financial environment
Latest development of China''s banking sector
Part Two Banking Reform and Development
Reform and transformation of the banking sector
Latest developments in the opening-up of the banking sector
Financial innovation
Part Three Supporting Economic Restructuring, Transformation and Upgrading
Tapping the idle capital while making good use of incremental capital
Supporting key areas and industries
Promoting green credit and addressing overcapacity
Financial services for Micro and Small Enterprises MSEs
Financial services in rural areas
Thematic Column 1: CBRC continued to expand the "Three Major Projects"
to support agro-related services
The development of consumer finance
China Shanghai Pilot Free Trade Zone and development of the banking sector
Supporting enterprises to "go global"
Balanced regional development
Part Four Prudential Supervision
Macro-prudential supervision
Corporate governance and internal controls
Capital regulation
Thematic Column 2: Chinese-version Basel III passed international assessment
Credit risk supervision
Liquidity risk supervision
Operational risk supervision
IT risk supervision
Market risk supervision
Country risk supervision
Reputational risk supervision
Part Five Banking Consumer Protection and Education
Development of the banking consumer protection regulatory framework
Efforts made by banking institutions to fulfill their responsibilities
Financial knowledge publicity
Strengthening public education
Strengthening research on banking consumer protection
Part Six Improvement of Regulatory Framework and Supervisory Capability
Supervisory thinking
Improving legal framework
Supervisory approaches
Supervisory cooperation and coordination
Organizational development
Part Seven Strengthening Transparency and Market Discipline
Enhancing information disclosure
Improving transparency of the banking sector
Strengthening market discipline
Part Eight Social Responsibility
Promoting institutional development and supervisory guidance
Securing quality financial services during public holidays
Supporting disaster relief and post-disaster reconstruction
Supporting charity and poverty-stricken areas
Enhancing labor development and caring for employees'' growth
Part Nine Outlook
Economic and financial outlook
Supervisory focuses in 2014
Mid- to long-term plan and outlook of banking supervision
Part Ten Appendixes
Appendix 1: Responsibility description of the CBRC departments and local offices
Appendix 2: Financial management activities of the CBRC
Appendix 3: Rules and regulatory documents issued in 2013
Appendix 4: MOUs and EOLs with overseas regulators
Appendix 5: Significant regulatory and supervisory events in 2013
Appendix 6: Terminology
Part Eleven Statistics
Appendix 1: Total assets of banking institutions 2003—2013
Appendix 2: Total liabilities of banking institutions 2003—2013
Appendix 3: Total owner''s equity of banking institutions 2003—2013
Appendix 4: Total deposits and loans of banking institutions 2003—2013
Appendix 5: Profit after tax of banking institutions 2007—2013
Appendix 6: Returns of banking institutions 2007—2013
Appendix 7: NPLs of banking institutions 2010—2013
Appendix 8: Liquidity ratio of banking institutions 2007—2013
Appendix 9: NPLs, asset impairment provisions and provisioning coverage ratio of commercial banks 2007—2013
Appendix 10: NPLs of commercial banks 2013
Appendix 11: Distribution of NPLs of commercial banks by industry 2013
Appendix 12: Distribution of NPLs of commercial banks by region 2013
Appendix 13: CAR of commercial banks 2010—2013
Appendix 14: CBRC on-site examinations 2003—2013
Appendix 15: Number of legal entities and staff of banking institutions As of end-2013